{"id":19527,"date":"2025-09-09T16:16:09","date_gmt":"2025-09-09T14:16:09","guid":{"rendered":"https:\/\/maisontoa.com\/financement\/"},"modified":"2025-12-11T15:52:38","modified_gmt":"2025-12-11T14:52:38","slug":"financement","status":"publish","type":"page","link":"https:\/\/maisontoa.com\/en\/funding\/","title":{"rendered":"Funding"},"content":{"rendered":"<div>\n<h1 style=\"text-align: center;\">Instalment Payment Plan<\/h1>\n<p class=\"uk-text-lead uk-margin-small-top\" style=\"text-align: center;\">\n  Pay for your Maison T\u00f3\u0101 treatments in several instalments thanks to our partner<br \/>\n  <a href=\"https:\/\/www.mfgroup.ch\/\" target=\"_blank\" rel=\"noopener\"><strong>MF Group<\/strong><\/a>, a Swiss financial service provider (30+ years of experience).\n<\/p>\n<div class=\"uk-border-rounded uk-box-shadow-small uk-text-center uk-margin-medium-top\" uk-alert=\"\">\n<p class=\"uk-margin-remove\">\n    <strong>Indicative fixed rate:<\/strong><br \/>\n    <span style=\"color: #56391c;\">1.2% \/ month<\/span> (\u2248 14.9% \/ year).<br class=\"uk-hidden@m\" \/><br \/>\n    Subject to approval of your application by MF Group.\n  <\/p>\n<\/div>\n<\/div>\n<div>\n<div class=\"uk-grid-large uk-child-width-1-2@s\" uk-grid=\"\">\n  <!-- Column 1: Benefits --><\/p>\n<div>\n<h2>Benefits<\/h2>\n<ul class=\"uk-list uk-list-bullet\">\n<li>Simple registration in just a few minutes (with ID).<\/li>\n<li>Minimum down payment from <strong>5%<\/strong> of the total amount.<\/li>\n<li>You choose the amount you pay each month (min. 5%).<\/li>\n<li>Flexibility: adjust or settle your balance at any time from your client portal.<\/li>\n<li>Convenient monthly invoice sent by email.<\/li>\n<\/ul><\/div>\n<p>  <!-- Column 2: How it works --><\/p>\n<div>\n<h2>How does it work?<\/h2>\n<ol class=\"uk-list uk-list-decimal uk-margin-small-top\">\n<li>Confirm your eligibility at the clinic.<\/li>\n<li>Sign the <strong>MF Group<\/strong> financing contract directly at the clinic.<\/li>\n<li>Pay the down payment (starting at 5% of the total).<\/li>\n<li>Choose your repayment period (3, 6, or 12 instalments).<\/li>\n<\/ol><\/div>\n<\/div>\n<\/div>\n<h2>Who is eligible?<\/h2>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/10\/adulte-1.png\" alt=\"adulte\" title=\"\"><\/p>\n<h3>Person of legal age, Swiss resident<\/h3>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/10\/suisse-1.webp\" alt=\"\" title=\"\"><\/p>\n<h3>Swiss passport or B\/C residence permit<\/h3>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/10\/dette-1.webp\" alt=\"\" title=\"\"><\/p>\n<h3>No ongoing debt collection proceedings or outstanding legal recovery cases.<\/h3>\n<\/li>\n<\/ul>\n<h2>Indicative example<\/h2>\n<div><!-- EXAMPLES --><\/p>\n<div class=\"uk-margin-large-top\">\n<h2 class=\"uk-h3\">Examples for an Amount of 1,000 CHF<\/h2>\n<p class=\"uk-text-meta\">Indicative examples for information purposes (14.9% annual rate). The exact amount will depend on your treatment.<\/p>\n<ul uk-accordion=\"multiple: false\" class=\"uk-accordion\">\n<p>    <!-- Example 1: 3 instalments --><\/p>\n<li class=\"uk-open\">\n      <a class=\"uk-accordion-title\" href=\"#\">Payment in 3 instalments<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<div class=\"uk-card uk-card-default uk-card-small uk-border-rounded uk-box-shadow-small uk-padding-small\">\n<div class=\"uk-overflow-auto\">\n<table class=\"uk-table uk-table-divider uk-table-small uk-table-middle uk-margin-remove\">\n<thead>\n<tr>\n<th>Month<\/th>\n<th>Payment (CHF)<\/th>\n<th>Interest (CHF)<\/th>\n<th>Remaining Balance (CHF)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>333.33<\/td>\n<td>0.00<\/td>\n<td>666.67<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>333.33<\/td>\n<td>8.28<\/td>\n<td>333.34<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>333.34<\/td>\n<td>4.14<\/td>\n<td>0.00<\/td>\n<\/tr>\n<\/tbody>\n<tfoot>\n<tr>\n<td colspan=\"4\"><strong>Total interest:<\/strong> 12.42 CHF \u2014 <strong>Total paid:<\/strong> 1,012.42 CHF<\/td>\n<\/tr>\n<\/tfoot>\n<\/table><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/li>\n<p>    <!-- Example 2: 6 instalments --><\/p>\n<li>\n      <a class=\"uk-accordion-title\" href=\"#\">Payment in 6 instalments<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<div class=\"uk-card uk-card-default uk-card-small uk-border-rounded uk-box-shadow-small uk-padding-small\">\n<div class=\"uk-overflow-auto\">\n<table class=\"uk-table uk-table-divider uk-table-small uk-table-middle uk-margin-remove\">\n<thead>\n<tr>\n<th>Month<\/th>\n<th>Payment (CHF)<\/th>\n<th>Interest (CHF)<\/th>\n<th>Remaining Balance (CHF)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>166.67<\/td>\n<td>0.00<\/td>\n<td>833.33<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>166.67<\/td>\n<td>10.35<\/td>\n<td>666.66<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>166.67<\/td>\n<td>8.28<\/td>\n<td>499.99<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>166.67<\/td>\n<td>6.21<\/td>\n<td>333.32<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>166.67<\/td>\n<td>4.14<\/td>\n<td>166.65<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>166.65<\/td>\n<td>2.07<\/td>\n<td>0.00<\/td>\n<\/tr>\n<\/tbody>\n<tfoot>\n<tr>\n<td colspan=\"4\"><strong>Total interest:<\/strong> 31.05 CHF \u2014 <strong>Total paid:<\/strong> 1,031.05 CHF<\/td>\n<\/tr>\n<\/tfoot>\n<\/table><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/li>\n<p>    <!-- Example 3: 12 instalments --><\/p>\n<li>\n      <a class=\"uk-accordion-title\" href=\"#\">Payment in 12 instalments<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<div class=\"uk-card uk-card-default uk-card-small uk-border-rounded uk-box-shadow-small uk-padding-small\">\n<div class=\"uk-overflow-auto\">\n<table class=\"uk-table uk-table-divider uk-table-small uk-table-middle uk-margin-remove\">\n<thead>\n<tr>\n<th>Month<\/th>\n<th>Payment (CHF)<\/th>\n<th>Interest (CHF)<\/th>\n<th>Remaining Balance (CHF)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>83.33<\/td>\n<td>0.00<\/td>\n<td>916.67<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>83.33<\/td>\n<td>11.38<\/td>\n<td>833.34<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>83.33<\/td>\n<td>10.35<\/td>\n<td>750.01<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>83.33<\/td>\n<td>9.31<\/td>\n<td>666.68<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>83.33<\/td>\n<td>8.28<\/td>\n<td>583.35<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>83.33<\/td>\n<td>7.24<\/td>\n<td>500.02<\/td>\n<\/tr>\n<tr>\n<td>7<\/td>\n<td>83.33<\/td>\n<td>6.21<\/td>\n<td>416.69<\/td>\n<\/tr>\n<tr>\n<td>8<\/td>\n<td>83.33<\/td>\n<td>5.17<\/td>\n<td>333.36<\/td>\n<\/tr>\n<tr>\n<td>9<\/td>\n<td>83.33<\/td>\n<td>4.14<\/td>\n<td>250.03<\/td>\n<\/tr>\n<tr>\n<td>10<\/td>\n<td>83.33<\/td>\n<td>3.10<\/td>\n<td>166.70<\/td>\n<\/tr>\n<tr>\n<td>11<\/td>\n<td>83.33<\/td>\n<td>2.07<\/td>\n<td>83.37<\/td>\n<\/tr>\n<tr>\n<td>12<\/td>\n<td>83.37<\/td>\n<td>1.04<\/td>\n<td>0.00<\/td>\n<\/tr>\n<\/tbody>\n<tfoot>\n<tr>\n<td colspan=\"4\"><strong>Total interest:<\/strong> 68.29 CHF \u2014 <strong>Total paid:<\/strong> 1,068.29 CHF<\/td>\n<\/tr>\n<\/tfoot>\n<\/table><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div><!-- FAQ --><\/p>\n<div class=\"uk-margin-large-top\">\n<h2>Frequently Asked Questions<\/h2>\n<ul uk-accordion=\"multiple: true\" class=\"uk-accordion uk-padding\">\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">Can I repay early?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>Yes, you can settle your remaining balance at any time from your client portal. Interest only applies to the outstanding amount.<\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">What is the minimum down payment?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>The down payment is at least <strong>5%<\/strong> of the total treatment amount.<\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title uk-h3\" href=\"#\">When will I receive my invoice?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>A monthly invoice is sent by email. You can also download it online.<\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">How is the interest calculated?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>\n      The applied rate is fixed (1.2% per month, equivalent to 14.9% per year).<br \/>\n      Interest is calculated only on the <strong>remaining balance<\/strong> and therefore decreases with each instalment.<br \/>\n      Example: for a 6-month payment plan on 1,000 CHF, the first months apply to a higher balance (833 CHF, then 666 CHF, etc.), so interest decreases progressively.\n    <\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">Can I repay early?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>Yes, you can settle your remaining balance at any time from your MF Group client portal. Interest only applies to the outstanding amount.<\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">Are there any hidden fees?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>No. The only additional cost corresponds to the monthly interest rate of 1.2%. No administrative or processing fees apply.<\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">When do I have to pay the first instalment?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>The first invoice is sent the month following the contract signature and payment of the initial deposit.<\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">Can I combine several treatments into one payment plan?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>Yes, it is possible to group different treatments into a single invoice, as long as the contract is signed at the time of payment.<\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">What happens if I miss a payment?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>In case of delay, MF Group may apply reminder fees. We recommend contacting their customer service promptly to find a solution.<\/p>\n<\/p><\/div>\n<\/li>\n<li>\n  <a class=\"uk-accordion-title\" href=\"#\">Does instalment payment affect my treatment?<\/a><\/p>\n<div class=\"uk-accordion-content\">\n<p>No. The payment plan has no impact on the quality or scheduling of your care. Treatments proceed normally.<\/p>\n<\/p><\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p><!--more--><br \/>\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"breadcrumbs\",\"props\":{\"show_current\":true,\"show_home\":true}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h1 style=\\\"text-align: center;\\\">Instalment Payment Plan<\\\/h1>\\n\n\n<p class=\\\"uk-text-lead uk-margin-small-top\\\" style=\\\"text-align: center;\\\">\\n  Pay for your Maison T\\u00f3\\u0101 treatments in several instalments thanks to our partner\\n  <a href=\\\"https:\\\/\\\/www.mfgroup.ch\\\/\\\"><strong>MF Group<\\\/strong><\\\/a>, a Swiss financial service provider (30+ years of experience).\\n<\\\/p>\\n\n\n<div class=\\\"uk-border-rounded uk-box-shadow-small uk-text-center uk-margin-medium-top\\\" uk-alert=\\\"\\\">\\n  \n\n<p class=\\\"uk-margin-remove\\\">\\n    <strong>Indicative fixed rate:<\\\/strong>\\n    <span style=\\\"color: #56391c;\\\">1.2% \\\/ month<\\\/span> (\\u2248 14.9% \\\/ year).<br class=\\\"uk-hidden@m\\\" \\\/>\\n    Subject to approval of your application by MF Group.\\n  <\\\/p>\\n<\\\/div>\\n\",\"margin\":\"default\",\"margin_remove_bottom\":true}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<div class=\\\"uk-grid-large uk-child-width-1-2@s\\\" uk-grid=\\\"\\\">\\n  <!-- Column 1: Benefits -->\\n  <\/p>\n<div>\\n    <\/p>\n<h2>Benefits<\\\/h2>\\n    <\/p>\n<ul class=\\\"uk-list uk-list-bullet\\\">\\n      <\/p>\n<li>Simple registration in just a few minutes (with ID).<\\\/li>\\n\n<li>Minimum down payment from <strong>5%<\\\/strong> of the total amount.<\\\/li>\\n\n<li>You choose the amount you pay each month (min. 5%).<\\\/li>\\n\n<li>Flexibility: adjust or settle your balance at any time from your client portal.<\\\/li>\\n\n<li>Convenient monthly invoice sent by email.<\\\/li>\\n    <\\\/ul>\\n  <\\\/div>\\n\\n  <!-- Column 2: How it works -->\\n\n<div>\\n    <\/p>\n<h2>How does it work?<\\\/h2>\\n    <\/p>\n<ol class=\\\"uk-list uk-list-decimal uk-margin-small-top\\\">\\n      <\/p>\n<li>Confirm your eligibility at the clinic.<\\\/li>\\n\n<li>Sign the <strong>MF Group<\\\/strong> financing contract directly at the clinic.<\\\/li>\\n\n<li>Pay the down payment (starting at 5% of the total).<\\\/li>\\n\n<li>Choose your repayment period (3, 6, or 12 instalments).<\\\/li>\\n    <\\\/ol>\\n  <\\\/div>\\n<\\\/div>\\n&#8221;,&#8221;margin&#8221;:&#8221;medium&#8221;}},{&#8220;type&#8221;:&#8221;headline&#8221;,&#8221;props&#8221;:{&#8220;content&#8221;:&#8221;Who is eligible?&#8221;,&#8221;text_align&#8221;:&#8221;center&#8221;,&#8221;title_element&#8221;:&#8221;h2&#8243;,&#8221;title_style&#8221;:&#8221;h2&#8243;}},{&#8220;type&#8221;:&#8221;grid&#8221;,&#8221;props&#8221;:{&#8220;content_column_breakpoint&#8221;:&#8221;m&#8221;,&#8221;filter_align&#8221;:&#8221;left&#8221;,&#8221;filter_all&#8221;:true,&#8221;filter_grid_breakpoint&#8221;:&#8221;m&#8221;,&#8221;filter_grid_width&#8221;:&#8221;auto&#8221;,&#8221;filter_position&#8221;:&#8221;top&#8221;,&#8221;filter_style&#8221;:&#8221;tab&#8221;,&#8221;grid_default&#8221;:&#8221;2&#8243;,&#8221;grid_medium&#8221;:&#8221;3&#8243;,&#8221;grid_row_gap&#8221;:&#8221;small&#8221;,&#8221;icon_width&#8221;:80,&#8221;image_align&#8221;:&#8221;top&#8221;,&#8221;image_grid_breakpoint&#8221;:&#8221;&#8221;,&#8221;image_grid_column_gap&#8221;:&#8221;collapse&#8221;,&#8221;image_grid_row_gap&#8221;:&#8221;collapse&#8221;,&#8221;image_grid_width&#8221;:&#8221;1-5&#8243;,&#8221;image_loading&#8221;:true,&#8221;image_svg_color&#8221;:&#8221;emphasis&#8221;,&#8221;image_width&#8221;:50,&#8221;item_animation&#8221;:true,&#8221;lightbox_bg_close&#8221;:true,&#8221;link_style&#8221;:&#8221;default&#8221;,&#8221;link_text&#8221;:&#8221;Read more&#8221;,&#8221;margin&#8221;:&#8221;default&#8221;,&#8221;meta_align&#8221;:&#8221;below-title&#8221;,&#8221;meta_element&#8221;:&#8221;div&#8221;,&#8221;meta_style&#8221;:&#8221;text-meta&#8221;,&#8221;panel_padding&#8221;:&#8221;small&#8221;,&#8221;panel_style&#8221;:&#8221;card-primary&#8221;,&#8221;show_content&#8221;:true,&#8221;show_hover_image&#8221;:true,&#8221;show_hover_video&#8221;:true,&#8221;show_image&#8221;:true,&#8221;show_link&#8221;:true,&#8221;show_meta&#8221;:true,&#8221;show_title&#8221;:true,&#8221;show_video&#8221;:true,&#8221;text_align&#8221;:&#8221;center&#8221;,&#8221;title_align&#8221;:&#8221;top&#8221;,&#8221;title_element&#8221;:&#8221;h3&#8243;,&#8221;title_grid_breakpoint&#8221;:&#8221;m&#8221;,&#8221;title_grid_width&#8221;:&#8221;1-2&#8243;,&#8221;title_hover_style&#8221;:&#8221;reset&#8221;,&#8221;title_margin&#8221;:&#8221;remove&#8221;,&#8221;title_style&#8221;:&#8221;text-small&#8221;},&#8221;children&#8221;:[{&#8220;type&#8221;:&#8221;grid_item&#8221;,&#8221;props&#8221;:{&#8220;image&#8221;:&#8221;wp-content\\\/uploads\\\/2025\\\/10\\\/adulte-1.png&#8221;,&#8221;image_alt&#8221;:&#8221;adulte&#8221;,&#8221;title&#8221;:&#8221;Person of legal age, Swiss resident&#8221;}},{&#8220;type&#8221;:&#8221;grid_item&#8221;,&#8221;props&#8221;:{&#8220;image&#8221;:&#8221;wp-content\\\/uploads\\\/2025\\\/10\\\/suisse-1.webp&#8221;,&#8221;title&#8221;:&#8221;Swiss passport or B\\\/C residence permit&#8221;}},{&#8220;type&#8221;:&#8221;grid_item&#8221;,&#8221;props&#8221;:{&#8220;image&#8221;:&#8221;wp-content\\\/uploads\\\/2025\\\/10\\\/dette-1.webp&#8221;,&#8221;title&#8221;:&#8221;No ongoing debt collection proceedings or outstanding legal recovery cases.&#8221;}}]},{&#8220;type&#8221;:&#8221;text&#8221;,&#8221;props&#8221;:{&#8220;column_breakpoint&#8221;:&#8221;m&#8221;,&#8221;content&#8221;:&#8221;&#8221;,&#8221;margin&#8221;:&#8221;default&#8221;}},{&#8220;type&#8221;:&#8221;headline&#8221;,&#8221;props&#8221;:{&#8220;content&#8221;:&#8221;Indicative example&#8221;,&#8221;text_align&#8221;:&#8221;center&#8221;,&#8221;title_element&#8221;:&#8221;h2&#8243;,&#8221;title_style&#8221;:&#8221;h2&#8243;}},{&#8220;type&#8221;:&#8221;text&#8221;,&#8221;props&#8221;:{&#8220;column_breakpoint&#8221;:&#8221;m&#8221;,&#8221;content&#8221;:&#8221;<!-- EXAMPLES -->\\n\n<div class=\\\"uk-margin-large-top\\\">\\n  <\/p>\n<h2 class=\\\"uk-h3\\\">Examples for an Amount of 1,000 CHF<\\\/h2>\\n  <\/p>\n<p class=\\\"uk-text-meta\\\">Indicative examples for information purposes (14.9% annual rate). The exact amount will depend on your treatment.<\\\/p>\\n\\n  <\/p>\n<ul uk-accordion=\\\"multiple: false\\\" class=\\\"uk-accordion\\\">\\n\\n    <!-- Example 1: 3 instalments -->\\n    <\/p>\n<li class=\\\"uk-open\\\">\\n      <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">Payment in 3 instalments<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n        <\/p>\n<div class=\\\"uk-card uk-card-default uk-card-small uk-border-rounded uk-box-shadow-small uk-padding-small\\\">\\n          <\/p>\n<div class=\\\"uk-overflow-auto\\\">\\n            <\/p>\n<table class=\\\"uk-table uk-table-divider uk-table-small uk-table-middle uk-margin-remove\\\">\\n              <\/p>\n<thead>\\n                <\/p>\n<tr>\\n                  <\/p>\n<th>Month<\\\/th>\\n                  <\/p>\n<th>Payment (CHF)<\\\/th>\\n                  <\/p>\n<th>Interest (CHF)<\\\/th>\\n                  <\/p>\n<th>Remaining Balance (CHF)<\\\/th>\\n                <\\\/tr>\\n              <\\\/thead>\\n              <\/p>\n<tbody>\\n                <\/p>\n<tr>\n<td>1<\\\/td><\/p>\n<td>333.33<\\\/td><\/p>\n<td>0.00<\\\/td><\/p>\n<td>666.67<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>2<\\\/td><\/p>\n<td>333.33<\\\/td><\/p>\n<td>8.28<\\\/td><\/p>\n<td>333.34<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>3<\\\/td><\/p>\n<td>333.34<\\\/td><\/p>\n<td>4.14<\\\/td><\/p>\n<td>0.00<\\\/td><\\\/tr>\\n              <\\\/tbody>\\n              <\/p>\n<tfoot>\\n                <\/p>\n<tr>\\n                  <\/p>\n<td colspan=\\\"4\\\"><strong>Total interest:<\\\/strong> 12.42 CHF \\u2014 <strong>Total paid:<\\\/strong> 1,012.42 CHF<\\\/td>\\n                <\\\/tr>\\n              <\\\/tfoot>\\n            <\\\/table>\\n          <\\\/div>\\n        <\\\/div>\\n      <\\\/div>\\n    <\\\/li>\\n\\n    <!-- Example 2: 6 instalments -->\\n    <\/p>\n<li>\\n      <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">Payment in 6 instalments<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n        <\/p>\n<div class=\\\"uk-card uk-card-default uk-card-small uk-border-rounded uk-box-shadow-small uk-padding-small\\\">\\n          <\/p>\n<div class=\\\"uk-overflow-auto\\\">\\n            <\/p>\n<table class=\\\"uk-table uk-table-divider uk-table-small uk-table-middle uk-margin-remove\\\">\\n              <\/p>\n<thead>\\n                <\/p>\n<tr>\\n                  <\/p>\n<th>Month<\\\/th>\\n                  <\/p>\n<th>Payment (CHF)<\\\/th>\\n                  <\/p>\n<th>Interest (CHF)<\\\/th>\\n                  <\/p>\n<th>Remaining Balance (CHF)<\\\/th>\\n                <\\\/tr>\\n              <\\\/thead>\\n              <\/p>\n<tbody>\\n                <\/p>\n<tr>\n<td>1<\\\/td><\/p>\n<td>166.67<\\\/td><\/p>\n<td>0.00<\\\/td><\/p>\n<td>833.33<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>2<\\\/td><\/p>\n<td>166.67<\\\/td><\/p>\n<td>10.35<\\\/td><\/p>\n<td>666.66<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>3<\\\/td><\/p>\n<td>166.67<\\\/td><\/p>\n<td>8.28<\\\/td><\/p>\n<td>499.99<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>4<\\\/td><\/p>\n<td>166.67<\\\/td><\/p>\n<td>6.21<\\\/td><\/p>\n<td>333.32<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>5<\\\/td><\/p>\n<td>166.67<\\\/td><\/p>\n<td>4.14<\\\/td><\/p>\n<td>166.65<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>6<\\\/td><\/p>\n<td>166.65<\\\/td><\/p>\n<td>2.07<\\\/td><\/p>\n<td>0.00<\\\/td><\\\/tr>\\n              <\\\/tbody>\\n              <\/p>\n<tfoot>\\n                <\/p>\n<tr>\\n                  <\/p>\n<td colspan=\\\"4\\\"><strong>Total interest:<\\\/strong> 31.05 CHF \\u2014 <strong>Total paid:<\\\/strong> 1,031.05 CHF<\\\/td>\\n                <\\\/tr>\\n              <\\\/tfoot>\\n            <\\\/table>\\n          <\\\/div>\\n        <\\\/div>\\n      <\\\/div>\\n    <\\\/li>\\n\\n    <!-- Example 3: 12 instalments -->\\n    <\/p>\n<li>\\n      <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">Payment in 12 instalments<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n        <\/p>\n<div class=\\\"uk-card uk-card-default uk-card-small uk-border-rounded uk-box-shadow-small uk-padding-small\\\">\\n          <\/p>\n<div class=\\\"uk-overflow-auto\\\">\\n            <\/p>\n<table class=\\\"uk-table uk-table-divider uk-table-small uk-table-middle uk-margin-remove\\\">\\n              <\/p>\n<thead>\\n                <\/p>\n<tr>\\n                  <\/p>\n<th>Month<\\\/th>\\n                  <\/p>\n<th>Payment (CHF)<\\\/th>\\n                  <\/p>\n<th>Interest (CHF)<\\\/th>\\n                  <\/p>\n<th>Remaining Balance (CHF)<\\\/th>\\n                <\\\/tr>\\n              <\\\/thead>\\n              <\/p>\n<tbody>\\n                <\/p>\n<tr>\n<td>1<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>0.00<\\\/td><\/p>\n<td>916.67<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>2<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>11.38<\\\/td><\/p>\n<td>833.34<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>3<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>10.35<\\\/td><\/p>\n<td>750.01<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>4<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>9.31<\\\/td><\/p>\n<td>666.68<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>5<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>8.28<\\\/td><\/p>\n<td>583.35<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>6<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>7.24<\\\/td><\/p>\n<td>500.02<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>7<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>6.21<\\\/td><\/p>\n<td>416.69<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>8<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>5.17<\\\/td><\/p>\n<td>333.36<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>9<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>4.14<\\\/td><\/p>\n<td>250.03<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>10<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>3.10<\\\/td><\/p>\n<td>166.70<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>11<\\\/td><\/p>\n<td>83.33<\\\/td><\/p>\n<td>2.07<\\\/td><\/p>\n<td>83.37<\\\/td><\\\/tr>\\n                <\/p>\n<tr>\n<td>12<\\\/td><\/p>\n<td>83.37<\\\/td><\/p>\n<td>1.04<\\\/td><\/p>\n<td>0.00<\\\/td><\\\/tr>\\n              <\\\/tbody>\\n              <\/p>\n<tfoot>\\n                <\/p>\n<tr>\\n                  <\/p>\n<td colspan=\\\"4\\\"><strong>Total interest:<\\\/strong> 68.29 CHF \\u2014 <strong>Total paid:<\\\/strong> 1,068.29 CHF<\\\/td>\\n                <\\\/tr>\\n              <\\\/tfoot>\\n            <\\\/table>\\n          <\\\/div>\\n        <\\\/div>\\n      <\\\/div>\\n    <\\\/li>\\n\\n  <\\\/ul>\\n<\\\/div>\\n&#8221;,&#8221;css&#8221;:&#8221;<\/p>\n<style>\\n  \\\/* STYLE MAISON T\\u00d3\\u0100 *\\\/\\n  .uk-accordion-title {\\n    font-weight: 600;\\n    font-size: 1.1rem;\\n    color: #56391c;\\n    background: #f8f7f5;\\n    padding: 12px 18px;\\n    border-radius: 12px;\\n    box-shadow: 0 2px 8px rgba(0,0,0,0.08);\\n    transition: all 0.25s ease;\\n  }\\n\\n  }\\n  .uk-card-default {\\n    background: #fffaf7;\\n    border-radius: 12px;\\n    box-shadow: 0 3px 10px rgba(0,0,0,0.06);\\n  }\\n  .uk-table th {\\n    background: #f8f7f5;\\n    color: #56391c;\\n    font-weight: 600;\\n  }\\n  .uk-table td, .uk-table th {\\n    padding: 6px 10px;\\n  }\\n<\\\/style>\\n\",\"margin\":\"default\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"<!-- FAQ -->\\n<\/p>\n<div class=\\\"uk-margin-large-top\\\">\\n<\/p>\n<h2>Frequently Asked Questions<\\\/h2>\\n<\/p>\n<ul uk-accordion=\\\"multiple: true\\\" class=\\\"uk-accordion uk-padding\\\">\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">Can I repay early?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>Yes, you can settle your remaining balance at any time from your client portal. Interest only applies to the outstanding amount.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">What is the minimum down payment?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>The down payment is at least <strong>5%<\\\/strong> of the total treatment amount.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title uk-h3\\\" href=\\\"#\\\">When will I receive my invoice?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>A monthly invoice is sent by email. You can also download it online.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">How is the interest calculated?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>\\n      The applied rate is fixed (1.2% per month, equivalent to 14.9% per year).\\n      Interest is calculated only on the <strong>remaining balance<\\\/strong> and therefore decreases with each instalment.\\n      Example: for a 6-month payment plan on 1,000 CHF, the first months apply to a higher balance (833 CHF, then 666 CHF, etc.), so interest decreases progressively.\\n    <\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">Can I repay early?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>Yes, you can settle your remaining balance at any time from your MF Group client portal. Interest only applies to the outstanding amount.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">Are there any hidden fees?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>No. The only additional cost corresponds to the monthly interest rate of 1.2%. No administrative or processing fees apply.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">When do I have to pay the first instalment?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>The first invoice is sent the month following the contract signature and payment of the initial deposit.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">Can I combine several treatments into one payment plan?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>Yes, it is possible to group different treatments into a single invoice, as long as the contract is signed at the time of payment.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">What happens if I miss a payment?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>In case of delay, MF Group may apply reminder fees. We recommend contacting their customer service promptly to find a solution.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\/p>\n<li>\\n  <a class=\\\"uk-accordion-title\\\" href=\\\"#\\\">Does instalment payment affect my treatment?<\\\/a>\\n\n<div class=\\\"uk-accordion-content\\\">\\n    <\/p>\n<p>No. The payment plan has no impact on the quality or scheduling of your care. Treatments proceed normally.<\\\/p>\\n  <\\\/div>\\n<\\\/li>\\n\\n<\\\/ul>\\n<\\\/div>\\n\",\"margin\":\"default\"},\"name\":\"FAQ\"}]}]}]}],\"version\":\"4.5.32\",\"yooessentialsVersion\":\"2.4.12\"} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Instalment Payment Plan Pay for your Maison T\u00f3\u0101 treatments in several instalments thanks to our partner MF Group, a Swiss financial service provider (30+ years of experience). Indicative fixed rate: 1.2% \/ month (\u2248 14.9% \/ year). Subject to approval of your application by MF Group. Benefits Simple registration in just a few minutes (with [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-19527","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/maisontoa.com\/en\/wp-json\/wp\/v2\/pages\/19527","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maisontoa.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/maisontoa.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/maisontoa.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/maisontoa.com\/en\/wp-json\/wp\/v2\/comments?post=19527"}],"version-history":[{"count":0,"href":"https:\/\/maisontoa.com\/en\/wp-json\/wp\/v2\/pages\/19527\/revisions"}],"wp:attachment":[{"href":"https:\/\/maisontoa.com\/en\/wp-json\/wp\/v2\/media?parent=19527"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}